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All claims are handled directly by flatfair, with settlements paid within 21 business days of possession or tenancy end. (2)-1

No UK guarantor? No problem.

Don't have a UK-based guarantor or struggling to meet traditional referencing requirements?

flatfair Tenant Guarantor is a professional guarantor service that could help you secure your next home.

✔️Price from 4 weeks' rent ✔️ No application fee ✔️ 3 year cover

Whether you're a student, new to the UK, self-employed or have an irregular income, finding a guarantor isn't always straightforward.

With flatfair Tenant Guarantor, you can apply for a professional guarantor without needing to rely on friends or family.

All tenant types are considered, subject to eligibility.

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No personal guarantor needed

Don't have a friend or family member who can act as your guarantor? We've got an alternative.

 

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Keep your move on track

Finding a guarantor doesn't have to be another hurdle between you and your new home.

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Simple and straightforward

Explore your options and get started online, with clear information to help you decide.

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How It Works

1
Get started: Click below to begin your Tenant Guarantor journey.
2
Review your options: Check your eligibility, pricing and the terms of the service before deciding to proceed.
3
Complete your purchase: If you're eligible and happy to go ahead, follow the steps to purchase flatfair Tenant Guarantor.

Tenant FAQ's

What exactly is Tenant Guarantor?

Tenant Guarantor replaces the need for a traditional guarantor, covering your rent obligations for up to 3 years or until you leave the property. 

How much does Tenant Guarantor cost?

You pay a one-off fee, typically 4 weeks’ rent depending on your circumstances. Your price is confirmed before you buy. There is no annual renewal fee. 

Do I still need a guarantor?

No. If approved and accepted by your landlord, Tenant Guarantor replaces the need for a personal guarantor. 

What does Tenant Guarantor Service guarantee?

Your share of unpaid rent only. It does not cover utilities, council tax, damage or cleaning. 

Can international students or new-to-UK tenants apply?

Yes. We support students, international renters and people new to the UK, subject to eligibility checks.

Does this affect my credit score?

No. The application does not affect your credit score, though unresolved arrears may impact future credit.

What happens if I fall behind on rent?

We’ll work with you and your landlord to try to resolve the arrears. If flatfair pays your landlord, you’ll need to repay flatfair.

Does this cover joint tenancies?

Yes, but only your share of the rent is covered.

How long does the guarantee last?

Up to 3 years, or until you leave the property, whichever comes first.

What do I need to apply?

It depends on your circumstances, but we may ask for ID, banking, income, visa or student information.

Is this insurance?

No. It’s a guarantor service, not insurance.

Can I cancel?

Yes, within 14 days provided your tenancy hasn’t started and you haven’t moved in.

What is flatfair's No Deposit?

flatfair No Deposit is a deposit alternative which helps tenants reduce their move-in costs. It is a separate product from our Guarantor service, and both can potentially be used for the same tenancy. Talk to your landlord or agent if you are interested in this service.